Friday, August 7, 2009

Loans Before You Get Your Structured Settlement

If you or a loved one has been involved in an accident at work, an automobile accident, or a wrongful death case, and expect to be awarded a structured settlement in your lawsuit, then you might want to consider getting a loan to start enjoying that settlement money early. This is because many injury trials can extend for a long time and you may need that money now.

While the expectation of a large sum of money from winning a trial is great, there is often the problem of being able to pay the day to day bills as well as the medical expenses related to the accident before the award is given to you. For this reason, many people get a loan based off of their probable lawsuit winnings.

Now you will be able to heal and recover from your injuries in a more stress free environment because you do not have to worry about the family not having enough money. You can maintain your current quality of life until you have healed enough to go back to work.

A great feature of settlement loans is that they do not have to be repaid if you do not win your settlement. There are no liens on your house or other assets because it is based off of the expected pay out. This means that the lender takes the risk of the case not being won, and will give you confidence in your trial if lenders have no problem lending you money.

Even if you do not think that you will need to get a loan during the trial and while you wait for your verdict, it is a good idea to research getting a loan for your future settlement so that you will be prepared if you do end up needing it. Emergencies come up and it is always best to be prepared for the worst, so that you reduce your chance of having a negative financial situation.

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